澳洲Accounting Assignment 会计论文代写

澳洲Accounting Assignment 会计论文代写

澳洲Accounting Assignment 代写会计论文

们有一对夫妇在四十年代初。戴维有他自己的这家公司,他在那里旅行到人民的家来解决他们的问题。在他的商业费用后,他赚了85000美元的税前和任何其他扣除。

他的妻子珍妮佛在媒体收入135000美元年息税前。这是她的第二次婚姻。

他们在自己的家里支付了850000美元的抵押贷款,现在价值950000美元。这些抵押贷款的成本是每月5.60%美元,比20年的5895美元。这是一个标准的本金和利息的贷款。他们已经拥有了3年的家。

他们有三个孩子,一个16岁,14岁,一个10岁。他们都去私立学校的费用在65000元每年须在每学期初。一年有四个条件

他有65000美元的现金,自我管理的超级基金。他还薪水牺牲另外的5000美元以上的9%。

她的退休金有167000美元的资本保证基金。她也牺牲了10000美元的年工资

他们有一个共同的储蓄帐户,以20000美元的紧急情况。

他有一个定期存款10000美元的情况下,他需要现金的业务。

他们有共同的租户,在一个海滨小镇的一个投资单位。他们每周收到255美元的租金。它是由总租金的7%的代理人管理的。该单位目前价值215000美元,他们有一个完全吸引的信用线为155000美元。在授信额度的利率是年息5.65%按月支付。他们5年前购买了165000美元的单位。

戴维的一位客户建议他投资一个新的合资企业,将提高汽车的燃料效率70%。客户告诉戴维,他可以期望在12个月内他的钱四倍,但他必须在下周内投资,因为其他投资者都非常热衷,如果戴维延迟,他会错过了。

有三个人贷款

第一次有一年的支出为3700美元,利率为10.60%,有一个早期的还款费为550美元。每月付款为325.50美元。

第二个每月支付437.50美元,并有四年的支出16900美元,并没有提前偿还费用。

第三个有18个月的支付8123美元,利率为11.15%,提前还款费为325美元。

他们的信用卡金额为36450.55美元,他们的最低付款为3.5%美元。

他们担心,虽然他们认为他们应该做的更好的信用卡越来越差,每个月,学校收费是由于下一个学期,他们不知道钱会从哪里来的。

他有一个弟弟,他和他们住在一起,但并没有贡献家庭开支,并试图拯救买他自己的财产。他是一个赚21500美元的学徒。

他的母亲要求戴维做她的遗嘱的遗嘱执行人。她已被诊断为不能手术的脑肿瘤。珍妮佛和戴维在他们的婚姻之前都有遗嘱执行。

澳洲Accounting Assignment 会计论文代写

We have a couple in their early forties. David has his own IT business where he travels to peoples’ homes to fix their IT problems. After his business expenses he earns $85,000 before tax and any other deductions.

His wife Jennifer works in media earning $135,000 p.a. before tax.  It is her second marriage.

They are paying off a mortgage of $850,000 on their own home which is now worth $950,000. The mortgage costs them $5,895 per month at a rate of 5.60% over 20 years. It is a standard principal and interest loan. They have owned the home for 3 years.

They have three children a 16 year old, 14 year old and a 10 year old. They all go to private schools at a cost of $65,000 p.a. Payable at the beginning of each term. There are four terms in the year

He has a Self Managed Superfund with $65,000 in cash. He also salary sacrifices a further $5,000 above the 9% p.a.

Her superannuation has $167,000 in a Capital Guaranteed Fund. She also salary sacrifices $10,000 p.a.

They have a joint savings account with $20,000 for emergencies.

He has a term deposit for $10,000 in case he needs cash for the business.

They have, as joint tenants, an investment unit in a seaside town.  They receive $255 per week rent. It is managed by an agent for 7% of the gross rent. The unit is currently worth $215,000 and they have a fully drawn line-of-credit for $155,000. The interest rate on the Line-of-credit is 5.65% p.a. paid monthly. They purchased the unit 5 years ago for $165,000.

One of David’s clients has suggested he invest in a new venture that will improve fuel efficiency in cars by 70%. The client has told David that he can expect to quadruple his money in 12 months but that he must invest within the next week as other investors are very keen and if David delays he will miss out.

There are three personal loans

  • The first has one year left with a payout of $3,700, an interest rate of 10.60% and there is an early repayment fee of $550. The monthly payment is $325.50.
  • The second has a monthly payment of $437.50 and has four years left with a payout of $16,900 and there are no early repayment charges.
  • The third has 18 months left with a payout of $8,123, an interest rate of 11.15% and an early repayment fee of $325.

Their credit card has an outstanding amount of $36,450.55 and they make the minimum payment of 3.5%.

They are concerned that although they feel they should be doing better the credit card keeps getting worse each month and that schools fees are due for next term and they do not know where the money will come from.

He has younger brother who is living with them, but does not contribute to the household expenses, and is trying to save to buy his own property. He is an apprentice earning $21,500.

His mother has asked David to be executor of her will. She has been diagnosed with an inoperable brain tumour. Both David and Jennifer have wills executed prior to their marriage.

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